MUSTA, E.; NACO, M.; SHEHU, E.; PUIME-GUILLÉN, F.; BANERJEE, S. Data-Driven Analysis of Bank Ownership, Credit Allocation, and the Finance-Growth Nexus in the Western Balkans and CEE . International Journal of Innovative Technology and Interdisciplinary Sciences, [S. l.], v. 9, n. 3, p. 2090–2130, 2026. DOI: 10.15157/IJITIS.2026.9.3.2090-2130. Disponível em: https://journals.tultech.eu/index.php/ijitis/article/view/526. Acesso em: 5 oct. 2026.